PERQS

Financial Education That Actually Helps

Built for real people navigating real life.

Everyone deserves to understand their finances without judgment.

Your finances, your pace. Whether you are just starting to build credit, working through debt, or planning your next big move, Perqs gives you the practical guides, videos, and tools you need to make smarter decisions with confidence.

Advertiser Disclosure
Filtering by: Life Transitions

Showing 145-156 of 280 resources

A Seller’s Guide to Real Estate Disclosure Forms

Whether you’re buying or selling a home, understanding the seller’s disclosure process is essential. These disclosures bring transparency to...

Article 5 min
Read

A Simple Guide to Changing Your Name After the Wedding

Changing your name after getting married involves more than updating your Instagram bio. It requires notifying government agencies, financia...

Article 5 min
Read

Avoid Costly Surprises: Why a Home Inspection Matters

A home inspection helps prospective buyers make an informed decision about a property. It identifies potential issues and provides insight i...

Article 5 min
Read

Balloon Mortgage Basics: What to Know Before You Borrow

A balloon mortgage offers lower monthly payments for a limited time but comes with the risk of a large lump-sum payment at the end of the te...

Article 5 min
Read

Building a Home: Costs, Financing, and Decision Factors

Building a house comes with a wide range of costs depending on factors like size, location, materials, and labor. Understanding these expens...

Article 5 min
Read

Buying a Fixer-Upper With a VA Loan? Here’s What You Need to Know

VA renovation loans allow eligible military service members and veterans to roll the cost of home repairs into a VA mortgage or refinance. T...

Article 5 min
Read

Buying a Foreclosed Home: A Step-by-Step Guide

Buying a foreclosed home can open doors to more inventory and potential savings, but success hinges on preparation. Get fully preapproved, w...

Article 5 min
Read

Buying a Foreclosed Home Owned by a Bank: What to Know

Real-estate owned (REO) properties, also known as bank-owned homes, present a potential opportunity for buyers looking for affordable housin...

Article 5 min
Read

Buying a House Sight Unseen: A Complete Guide

Buying a house sight unseen isn’t ideal, but with the right strategy, it can be done confidently. From finding a trusted real estate agent t...

Article 5 min
Read

Buying a House With Help: Gift Money Rules Explained

Using gift money for a mortgage down payment can be a smart way to reduce borrowing costs — as long as you follow the rules. Lenders allow f...

Article 5 min
Read

Buy & Sell at Once: Your Step-by-Step Game Plan

Buying and selling a home at the same time is absolutely doable when you plan ahead, line up the right financing, and coordinate timing with...

Article 5 min
Read

Can You Assume a Mortgage? A Guide for Buyers and Sellers

An assumable mortgage lets a homebuyer take over the seller’s home loan, potentially securing a lower interest rate and saving on closing co...

Article 5 min
Read

A Seller’s Guide to Real Estate Disclosure Forms

Article 5 min
Read

A Simple Guide to Changing Your Name After the Wedding

Article 5 min
Read

Avoid Costly Surprises: Why a Home Inspection Matters

Article 5 min
Read

Balloon Mortgage Basics: What to Know Before You Borrow

Article 5 min
Read

Building a Home: Costs, Financing, and Decision Factors

Article 5 min
Read

Buying a Fixer-Upper With a VA Loan? Here’s What You Need to Know

Article 5 min
Read

Buying a Foreclosed Home: A Step-by-Step Guide

Article 5 min
Read

Buying a Foreclosed Home Owned by a Bank: What to Know

Article 5 min
Read

Buying a House Sight Unseen: A Complete Guide

Article 5 min
Read

Buying a House With Help: Gift Money Rules Explained

Article 5 min
Read

Buy & Sell at Once: Your Step-by-Step Game Plan

Article 5 min
Read

Can You Assume a Mortgage? A Guide for Buyers and Sellers

Article 5 min
Read