PERQS

Financial Education That Actually Helps

Built for real people navigating real life.

Everyone deserves to understand their finances without judgment.

Your finances, your pace. Whether you are just starting to build credit, working through debt, or planning your next big move, Perqs gives you the practical guides, videos, and tools you need to make smarter decisions with confidence.

Advertiser Disclosure
Filtering by: Life Transitions

Showing 121-132 of 280 resources

How USDA Loans Help Make Homeownership Affordable

A USDA home loan offers a zero-down-payment option for eligible home buyers in rural and certain suburban areas. This program, supported by...

Article 5 min
Read

Interest Rates, APR, and Loan Costs: What Homebuyers Need to Know

This article serves as a comprehensive guide to understanding mortgage APR, or annual percentage rate, using tools like NerdWallet's APR cal...

Article 5 min
Read

Loan-to-Value Explained: Tips for Homebuyers

The loan-to-value (LTV) ratio is a critical metric used by lenders to assess the risk of a mortgage loan. It compares the size of the loan t...

Article 5 min
Read

Making Homeownership Easier: Inside the Homes for Heroes Program

Homes for Heroes connects first responders, teachers, health care workers, and military members or veterans with real estate and lending pro...

Article 5 min
Read

Mortgage Solutions for Borrowers Without Credit Scores

Getting a mortgage without a credit score is possible, but it requires extra effort and preparation. Borrowers need to find lenders willing...

Article 5 min
Read

Navigating Mortgages: Types, Payments, and Essential Terms

A mortgage is a loan used to buy a home, allowing individuals to finance a property purchase over time instead of paying the full price upfr...

Article 5 min
Read

Pros and Cons of No-Closing-Cost Mortgage Refinancing

If you bought a home in 2023, refinancing your mortgage might save you money due to a drop in mortgage rates compared to last year’s peak. F...

Article 5 min
Read

Smart Tips for Document Safety and Organization

Tax season often serves as a reminder of the importance of organizing our financial and personal records. Establishing a reliable system to...

Article 5 min
Read

The Good Neighbor Next Door Program: Everything You Need to Know

The Good Neighbor Next Door (GNND) program is an exceptional initiative offering teachers, law enforcement officers, firefighters, and emerg...

Article 5 min
Read

Understanding Assets: From Basics to Benefits

Assets represent anything of monetary value that you own, such as property, cash, stocks, or personal possessions. Understanding and evaluat...

Article 5 min
Read

Understanding Loan Estimates and APRs in Mortgages

A mortgage origination fee is an upfront charge that lenders require for processing a mortgage loan. It typically accounts for a significant...

Article 5 min
Read

Understanding PMI: Costs, Benefits, and How to Manage It

Private Mortgage Insurance (PMI) can make homeownership accessible for buyers unable to make a 20% down payment. By understanding PMI, you c...

Article 5 min
Read

How USDA Loans Help Make Homeownership Affordable

Article 5 min
Read

Interest Rates, APR, and Loan Costs: What Homebuyers Need to Know

Article 5 min
Read

Loan-to-Value Explained: Tips for Homebuyers

Article 5 min
Read

Making Homeownership Easier: Inside the Homes for Heroes Program

Article 5 min
Read

Mortgage Solutions for Borrowers Without Credit Scores

Article 5 min
Read

Navigating Mortgages: Types, Payments, and Essential Terms

Article 5 min
Read

Pros and Cons of No-Closing-Cost Mortgage Refinancing

Article 5 min
Read

Smart Tips for Document Safety and Organization

Article 5 min
Read

The Good Neighbor Next Door Program: Everything You Need to Know

Article 5 min
Read

Understanding Assets: From Basics to Benefits

Article 5 min
Read

Understanding Loan Estimates and APRs in Mortgages

Article 5 min
Read

Understanding PMI: Costs, Benefits, and How to Manage It

Article 5 min
Read