PERQS

Financial Education That Actually Helps

Built for real people navigating real life.

Everyone deserves to understand their finances without judgment.

Your finances, your pace. Whether you are just starting to build credit, working through debt, or planning your next big move, Perqs gives you the practical guides, videos, and tools you need to make smarter decisions with confidence.

Advertiser Disclosure
Filtering by: Investment Planning

Showing 145-156 of 231 resources

Margin Accounts Explained: Leverage, Rules, and Risks

This guide explains the biggest differences between cash brokerage accounts and margin accounts. Cash accounts let you invest only the money...

Article 5 min
Read

Micro-Investing: Great Start, But What’s Next?

Micro-investing platforms make it easy for anyone to get started with investing, even with just spare change. They’re a great first step for...

Article 5 min
Read

Municipal Bonds: Safe, Tax-Efficient Investments Explained

Municipal bonds, often called "munis," offer investors a way to support community projects while enjoying tax-free income. These bonds fund...

Article 5 min
Read

Navigating Market Uncertainty: Smart Portfolio Moves

Concerns about a potential recession have grown following recent economic events, including market declines and policy changes. While predic...

Article 5 min
Read

Oil Stocks vs. Funds: Where to Begin Your Energy Portfolio

Investing in oil doesn’t require a fortune or proximity to oil fields. With oil stocks, mutual funds, and futures contracts, investors can g...

Article 5 min
Read

Options Contracts Made Simple: Definitions & Tips

Options trading comes with its own set of complex terms and concepts that can be intimidating for beginners. However, once you learn the key...

Article 5 min
Read

Options Trading 101: Open, Choose, Predict, Trade

Options trading can seem intimidating at first, but understanding the core concepts can help you get started with confidence. Whether you're...

Article 5 min
Read

Options Trading 101: Risk, Reward, and How It All Works

Options trading can be a powerful way to diversify and enhance your investment strategy, but it comes with unique complexities and risks. At...

Article 5 min
Read

Options Trading Explained: Open, Choose, Predict, and Trade

Trading options can seem intimidating at first, but with the right approach, it can be a valuable part of your investing toolkit. Options co...

Article 5 min
Read

Penny Stocks: Risks, Rewards, and Smart Strategies

Penny stocks offer the allure of big gains from small investments, but they come with high risks. Priced under $5 per share and often traded...

Article 5 min
Read

PE Ratio Explained: How to Use It in Your Investing Strategy

The price-to-earnings (PE) ratio is a fundamental metric that investors use to assess a stock's valuation. It compares a company’s stock pri...

Article 5 min
Read

Portfolio Rebalancing: Why It Matters and How to Do It

Rebalancing your investment portfolio is one of the smartest ways to maintain a healthy mix of risk and reward. Whether you’re a seasoned in...

Article 5 min
Read

Margin Accounts Explained: Leverage, Rules, and Risks

Article 5 min
Read

Micro-Investing: Great Start, But What’s Next?

Article 5 min
Read

Municipal Bonds: Safe, Tax-Efficient Investments Explained

Article 5 min
Read

Navigating Market Uncertainty: Smart Portfolio Moves

Article 5 min
Read

Oil Stocks vs. Funds: Where to Begin Your Energy Portfolio

Article 5 min
Read

Options Contracts Made Simple: Definitions & Tips

Article 5 min
Read

Options Trading 101: Open, Choose, Predict, Trade

Article 5 min
Read

Options Trading 101: Risk, Reward, and How It All Works

Article 5 min
Read

Options Trading Explained: Open, Choose, Predict, and Trade

Article 5 min
Read

Penny Stocks: Risks, Rewards, and Smart Strategies

Article 5 min
Read

PE Ratio Explained: How to Use It in Your Investing Strategy

Article 5 min
Read

Portfolio Rebalancing: Why It Matters and How to Do It

Article 5 min
Read