PERQS

Financial Education That Actually Helps

Built for real people navigating real life.

Everyone deserves to understand their finances without judgment.

Your finances, your pace. Whether you are just starting to build credit, working through debt, or planning your next big move, Perqs gives you the practical guides, videos, and tools you need to make smarter decisions with confidence.

Advertiser Disclosure
Filtering by: Retirement Planning

Showing 109-116 of 116 resources

The Ultimate Guide to Retirement Savings and Investment Strategies

Advancements in medicine and technology are helping people live longer, making retirement planning more important than ever. With potential...

Article 5 min
Read

Traditional vs. Roth IRA: Which Offers Tax Breaks?

When planning for retirement, one of the key benefits of contributing to an IRA — particularly a traditional IRA — is the potential for a ta...

Article 5 min
Read

Understanding IRA Withdrawal Rules: Borrowing and Workarounds

While IRAs are designed to help you save for retirement, you may wonder if they also allow borrowing when unexpected expenses arise. In shor...

Article 5 min
Read

Understanding the 4% Rule and Other Retirement Spending Plans

Estimating how long your money will last in retirement involves calculating your savings and anticipated investment returns against your yea...

Article 5 min
Read

What Is a Target-Date Fund and Should You Use One?

Target-date funds are a convenient, low-maintenance investment strategy tailored to your expected retirement year. They automatically adjust...

Article 5 min
Read

A 401(k) Rollover Isn’t Automatic: Here’s What to Watch For

Rolling over a 401(k) into an IRA is often presented as the obvious next step when you leave a job or retire, but it’s not always the best m...

Article 5 min
Read

After-Tax 401(k) Contributions: How They Work and When They Make Sense

After-tax 401(k) contributions let you put additional money into your workplace plan after you’ve already maxed out your “regular” pre-tax o...

Article 5 min
Read

Year-End Retirement Savings Checklist for Your 50s and Beyond

As you get closer to retirement, a few year-end moves can help you save more, avoid costly mistakes, and keep your tax plan on track. This c...

Article 5 min
Read

The Ultimate Guide to Retirement Savings and Investment Strategies

Article 5 min
Read

Traditional vs. Roth IRA: Which Offers Tax Breaks?

Article 5 min
Read

Understanding IRA Withdrawal Rules: Borrowing and Workarounds

Article 5 min
Read

Understanding the 4% Rule and Other Retirement Spending Plans

Article 5 min
Read

What Is a Target-Date Fund and Should You Use One?

Article 5 min
Read

A 401(k) Rollover Isn’t Automatic: Here’s What to Watch For

Article 5 min
Read

After-Tax 401(k) Contributions: How They Work and When They Make Sense

Article 5 min
Read

Year-End Retirement Savings Checklist for Your 50s and Beyond

Article 5 min
Read